The Flint Journal & Genesee County Bar Association's "Ask the Attorney"

MACDONALD, FITZGERALD & MACDONALD, P.C

Q. I have been out of work receiving disability benefits from work. Should I also apply for Social Security Disability?

A. Social Security usually requires evidence that an individual will be off work at least one year. To be entitled, you must have an impairment that is considered severe, be unable to perform work you’ve done in the last 15 years, and be unable to do certain other work, depending upon your age, education and transferable skills. The rules for disability change at age 50 and 55 and it becomes easier to secure benefits after age 50.

Social Security Disability can often be a source of significant additional revenue for the disabled worker. However, workers’ compensation benefits can sometimes reduce Social Security Disability, and short & long term disability benefits and disability pensions are effected by Social Security Disability. It is important to talk to an attorney regarding the interplay of these benefits to maximize your total income.

Atty. Timothy J. MacDonald
--July 2008 column